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IFSC Code Finder & Bank Branch Search

Search and verify 11-digit IFSC codes for all banks across India. Fast lookups for NEFT, RTGS & IMPS electronic fund transfers.

Find Bank IFSC & MICR Code

Search by selecting Bank, State, District & Branch or enter 11-digit IFSC directly

1 Bank
2 State
3 District
4 Branch
Format: 4 letters (Bank Code) + '0' + 6 alphanumeric characters (Branch)
πŸ’³ Official IFSC Code Anatomy βœ“ RBI Standardized 11-Digit Structure

How to Decode an 11-Character IFSC Code

The Indian Financial System Code (IFSC) is a unique alphanumeric code assigned by the Reserve Bank of India (RBI). It ensures error-free routing for electronic fund transfers across NEFT, RTGS, and IMPS.

SBIN First 4: Bank Name
0 5th: Reserved Zero
000123 Last 6: Branch Code
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First 4 Characters (Bank)

Represents the specific bank. For example, SBIN = State Bank of India, HDFC = HDFC Bank, ICIC = ICICI Bank.

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5th Character (Control Zero)

Currently always set to zero (0). It is strictly reserved by the RBI for future expansion of the Indian banking system.

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Last 6 Characters (Branch)

Pinpoints the exact physical or digital bank branch. Can be numeric digits or letters identifying city and locality.

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Frequently Asked Questions (FAQs)

Everything you need to know about bank IFSC codes, electronic transfers, and cheque details.

No. Every single branch in India has a completely unique 11-digit IFSC code assigned by the Reserve Bank of India to eliminate money routing errors during electronic transfers.
The IFSC code is usually printed clearly on the top-left or top-center of your bank cheque leaf, directly beside or underneath the branch address.
For direct UPI transfers (Google Pay, PhonePe, Paytm), only the VPA/UPI ID or phone number is needed. However, if transferring via Account Number + IFSC, the code is strictly mandatory.
If the IFSC code does not exist or does not match the beneficiary bank, the electronic transaction will automatically fail and the transferred amount will be credited back to your account within 1-2 business days.