🌍 International Bank Directory

SWIFT / BIC Code Finder & Search

Q: Do I need an IFSC code or SWIFT code to receive money from overseas?

To receive foreign currency transfers sent from abroad, the sender requires your bank SWIFT code along with your account number and name. Domestic transfers within India use IFSC codes.

Search and verify 8 or 11-character SWIFT (BIC) codes for overseas wire transfers, international business invoices, and foreign remittances.

Find SWIFT / BIC Code

Search international wire transfer codes by Country, Bank & City or lookup directly

🌐 SWIFT Code, Bank Name or City

8 or 11 character ISO BIC code used for international wire transfers

🌐 Global BIC / SWIFT Architecture ✓ ISO 9362 International Wire Standard

Understanding the 8 to 11-Character SWIFT / BIC Code

A Society for Worldwide Interbank Financial Telecommunication (SWIFT) code—also called Business Identifier Code (BIC)—is an internationally standardized identifier used for cross-border wires and foreign inward remittances.

SBIN 4 Letters: Bank Code

IN 2 Letters: Country (India)

BB 2 Chars: Location

123 3 Chars: Branch (Opt)

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First 4 Letters (Bank)

Unique institution identifier (e.g., SBIN = State Bank of India, HDFC = HDFC Bank, PUNB = Punjab National Bank).

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Next 2 Letters (Country)

ISO 3166-1 alpha-2 country code (e.g., IN = India, US = United States, GB = Great Britain, AE = UAE).

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Next 2 Chars (Location)

City or region where the headquarters or primary international forex exchange office is situated.

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Last 3 Chars (Branch)

Identifies a specific regional branch. When XXX is used or omitted, it denotes the bank head office.

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Global Remittance

Direct cross-border wire routing

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ISO 9362 Standard

International compliance verified

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SWIFT & BIC Frequently Asked Questions

Understand international wire codes, foreign inward remittances, and intermediary banking.

01 Is a SWIFT code the same as a BIC code?

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Yes! The terms SWIFT and BIC are used interchangeably. BIC stands for Business Identifier Code, managed by the SWIFT network under the ISO 9362 international standard.

02 Do I need an IFSC code or SWIFT code to receive money from overseas?

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To receive foreign currency transfers sent from abroad (such as freelancing payments, export proceeds, or family remittances), the sender requires your bank SWIFT code along with your account number and name. Domestic transfers within India use IFSC codes.

03 Why does my local branch not have its own SWIFT code?

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Many smaller bank branches do not maintain their own independent SWIFT code. Instead, foreign remittances are routed through the bank main foreign exchange or head office SWIFT code (often ending in XXX or a major metro code like BB), which automatically credits your local branch account.

04 How long does an international SWIFT wire transfer take?

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Standard international SWIFT wire transfers typically take 1 to 4 business days to clear, depending on intermediary correspondent banks, currency conversion procedures, and domestic settlement hours.